# Free alternatives to Monarch Money

> Monarch Money: price not verified. Free alternatives: Actual Budget and Firefly III. Data checked 2026-10-17.

- Page: https://stoprenting.dev/apps/monarch/
- Category: Personal Finance (https://stoprenting.dev/categories/personal-finance/)
- Vendor: Monarch
- Plan: Subscription
- Price: not verified
- Price source: https://www.monarchmoney.com/pricing (checked 2026-10-17)

## Alternatives

### Actual Budget

- Website: https://actualbudget.org
- Repository: https://github.com/actualbudget/actual (29,520 stars, last push 2026-10-14)
- License: MIT
- Open source: yes, OSI-approved license
- Type: server app
- Linux: self-hosted server; web UI
- Self-hostable: yes
- More: https://stoprenting.dev/alternatives/actual-budget/
- Checked: 2026-10-17

### Firefly III

- Website: https://www.firefly-iii.org
- Repository: https://github.com/firefly-iii/firefly-iii (24,912 stars, last push 2026-10-15)
- License: AGPL-3.0
- Open source: yes, OSI-approved license
- Type: server app
- Linux: self-hosted server; web UI
- Self-hostable: yes
- More: https://stoprenting.dev/alternatives/firefly-iii/
- Checked: 2026-10-17

## FAQ

### Is there a free alternative to Monarch Money?

Yes. The 2 free alternatives are Actual Budget (open source, MIT) and Firefly III (open source, AGPL-3.0).

### How much does Monarch Money cost?

Monarch Money's price couldn't be verified from the official pricing page at monarchmoney.com, checked Oct 17, 2026, so no price is listed. Check the vendor's page for the current price.

### Which Monarch Money alternatives run on Linux?

Actual Budget (self-hosted server; web UI) and Firefly III (self-hosted server; web UI).

### Can you self-host a Monarch Money alternative?

Yes. Actual Budget and Firefly III run on your own server.

### Are these Monarch Money alternatives open source?

Yes. All 2 use OSI-approved open-source licenses: Actual Budget (MIT) and Firefly III (AGPL-3.0).

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Source: Stop Renting (https://stoprenting.dev). Methodology: https://stoprenting.dev/methodology/