What does Actual Budget replace?

Actual Budget is a free alternative to YNAB ($109/yr) and Monarch Money.

Is Actual Budget open source?

Yes. Actual Budget is licensed under MIT, an OSI-approved open-source license.

Yes (self-hosted server; web UI).

Yes. Actual Budget is a server app you run on your own server, and its repository includes Docker files.

A free, open-source alternative to YNAB and Monarch Money. Switching saves $109/yr at list price.

Checked Oct 17, 2026 · How we check

Self-hosted server

Open source · MIT Linux Self-hostable

actualbudget/actual29.5k★last push Oct 14, 2026checked Oct 17, 2026

Self-host

Runs on your own Linux server, with Docker files in the repo. Setup docs are on actualbudget.org.

What does Actual Budget replace?: Actual Budget is a free alternative to YNAB ($109/yr) and Monarch Money.
Is Actual Budget open source?: Yes. Actual Budget is licensed under MIT, an OSI-approved open-source license.
Does Actual Budget run on Linux?: Yes (self-hosted server; web UI).
Can you self-host Actual Budget?: Yes. Actual Budget is a server app you run on your own server, and its repository includes Docker files.