Free Personal Finance alternatives
Open-source replacements for YNAB and Monarch Money. The paid one costs $109/yr at list price.
Prices and project data checked · How we check
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YNAB
YNAB · AnnualActual Budget, Firefly IIISelf-host$109/yr$9.08/mo -
Monarch Money
Monarch · SubscriptionActual Budget, Firefly IIISelf-hostPrice unverified
Open-source projects
The free tools in Personal Finance
Free Personal Finance software: questions
- What are the best free Personal Finance alternatives?
- The free alternatives listed for Personal Finance are Actual Budget and Firefly III. They replace YNAB and Monarch Money.
- How much do paid Personal Finance apps cost?
- YNAB (Annual) is $109 a year, at list prices checked Oct 17, 2026.
- Which free Personal Finance alternatives run on Linux?
- Actual Budget and Firefly III.