Is there a free alternative to YNAB?

Yes. The 2 free alternatives are Actual Budget (open source, MIT) and Firefly III (open source, AGPL-3.0).

How much does YNAB cost?

YNAB's Annual plan costs $9.08 a month, which is $109 a year (billed annually ($109/yr; $14.99 monthly)). Source: the official pricing page at ynab.com, checked Oct 17, 2026.

Which YNAB alternatives run on Linux?

Actual Budget (self-hosted server; web UI) and Firefly III (self-hosted server; web UI).

Can you self-host a YNAB alternative?

Yes. Actual Budget and Firefly III run on your own server.

Are these YNAB alternatives open source?

Yes. All 2 use OSI-approved open-source licenses: Actual Budget (MIT) and Firefly III (AGPL-3.0).

Free alternatives to YNAB

Swap YNAB for Actual Budget or Firefly III and stop paying $109/yr.

2open source2run on Linux2self-hostable

Prices and project data checked Oct 17, 2026 · How we check

$109/yr Annual Verified on ynab.com, Oct 17, 2026

2 alternatives

Actual Budget

Self-hosted server About Actual Budget →

Open source · MIT Linux Self-hostable

actualbudget/actual29.5k★last push Oct 14, 2026checked Oct 17, 2026

Self-host

Runs on your own Linux server, with Docker files in the repo. Setup docs are on actualbudget.org.

Firefly III

Self-hosted server About Firefly III →

Open source · AGPL-3.0 Linux Self-hostable

firefly-iii/firefly-iii24.9k★last push Oct 15, 2026checked Oct 17, 2026

Self-host

Runs on your own Linux server. Setup docs are on firefly-iii.org.

At a glance

Free alternatives to YNAB compared
Alternative	License	Linux	AUR	Self-host	Stars
Actual Budget	MIT open source	Yes	—	Yes	29.5k★
Firefly III	AGPL-3.0 open source	Yes	—	Yes	24.9k★

YNAB alternatives: questions

Is there a free alternative to YNAB?: Yes. The 2 free alternatives are Actual Budget (open source, MIT) and Firefly III (open source, AGPL-3.0).
How much does YNAB cost?: YNAB's Annual plan costs $9.08 a month, which is $109 a year (billed annually ($109/yr; $14.99 monthly)). Source: the official pricing page at ynab.com, checked Oct 17, 2026.
Which YNAB alternatives run on Linux?: Actual Budget (self-hosted server; web UI) and Firefly III (self-hosted server; web UI).
Can you self-host a YNAB alternative?: Yes. Actual Budget and Firefly III run on your own server.
Are these YNAB alternatives open source?: Yes. All 2 use OSI-approved open-source licenses: Actual Budget (MIT) and Firefly III (AGPL-3.0).

Built or know a better alternative to YNAB? Suggest it free, or get it featured on this page.

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